:root {
  --ink: #1c1014;
  --plum: #351022;
  --wine: #5a1d33;
  --teal: #007c83;
  --deep-teal: #00565c;
  --orange: #f39824;
  --amber: #ffc56e;
  --brass: #b77a2a;
  --parchment: #f6e9d3;
  --soft: #f5ebe0;
  --line: rgba(183, 122, 42, 0.22);
  --shadow: 0 18px 40px rgba(53, 16, 34, 0.14);
  --serif: "Iowan Old Style", "Palatino Linotype", Palatino, "Songti SC", "Noto Serif SC", serif;
  --sans: "Avenir Next", "PingFang SC", "Hiragino Sans GB", "Noto Sans SC", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  font-family: var(--sans);
  background:
    radial-gradient(circle at 12% 8%, rgba(0, 124, 131, 0.16), transparent 34%),
    radial-gradient(circle at 88% 0%, rgba(243, 152, 36, 0.18), transparent 28%),
    linear-gradient(180deg, #fff8ef 0%, var(--parchment) 42%, #efe2cf 100%);
  min-height: 100vh;
  line-height: 1.7;
}

a { color: var(--teal); text-decoration: none; }
a:hover { color: var(--deep-teal); text-decoration: underline; }

.shell { width: min(1080px, calc(100% - 32px)); margin: 0 auto; }

.topbar {
  position: sticky; top: 0; z-index: 20;
  backdrop-filter: blur(14px);
  background: rgba(255, 248, 239, 0.86);
  border-bottom: 1px solid var(--line);
}
.topbar-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 16px; padding: 14px 0;
}
.brand {
  display: flex; align-items: center; gap: 10px;
  color: var(--plum); font-weight: 700; letter-spacing: 0.08em;
}
.brand-mark {
  width: 34px; height: 34px; border-radius: 10px;
  background: linear-gradient(135deg, var(--teal), var(--deep-teal));
  box-shadow: 0 8px 18px rgba(0, 124, 131, 0.28);
  position: relative;
}
.brand-mark::after {
  content: "";
  position: absolute; inset: 8px;
  border: 1.5px solid rgba(255, 255, 255, 0.75);
  border-radius: 999px;
  border-left-color: transparent;
  transform: rotate(-20deg);
}
.nav { display: flex; flex-wrap: wrap; gap: 8px 14px; font-size: 14px; }
.nav a { color: var(--plum); font-weight: 600; text-decoration: none; }
.nav a:hover { color: var(--teal); }

.hero {
  margin: 28px 0 20px;
  padding: 42px 36px;
  border-radius: 28px;
  color: #fff;
  background:
    linear-gradient(135deg, rgba(0, 86, 92, 0.92), rgba(53, 16, 34, 0.94) 58%, rgba(90, 29, 51, 0.9)),
    radial-gradient(circle at 80% 20%, rgba(243, 152, 36, 0.35), transparent 40%);
  box-shadow: var(--shadow);
  overflow: hidden;
  position: relative;
}
.hero::after {
  content: "";
  position: absolute; right: -40px; top: -50px;
  width: 220px; height: 220px; border-radius: 50%;
  background: rgba(243, 152, 36, 0.16);
}
.eyebrow {
  display: inline-block;
  font-size: 12px; font-weight: 700; letter-spacing: 0.18em;
  text-transform: uppercase; color: var(--amber); margin-bottom: 12px;
}
.hero h1 {
  margin: 0 0 12px;
  font-family: var(--serif);
  font-size: clamp(28px, 5vw, 44px);
  line-height: 1.2; max-width: 16ch;
}
.hero p { margin: 0; max-width: 42ch; color: rgba(255,255,255,0.82); font-size: 16px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 22px; position: relative; z-index: 1; }
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 11px 18px; border-radius: 999px; font-weight: 700; font-size: 14px;
  border: none; cursor: pointer; text-decoration: none !important;
}
.btn-primary { background: var(--orange); color: #1c1014; }
.btn-ghost { background: rgba(255,255,255,0.12); color: #fff; border: 1px solid rgba(255,255,255,0.28); }

.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 18px 0 28px;
}
.card {
  background: rgba(255, 252, 247, 0.92);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 20px;
  box-shadow: 0 10px 24px rgba(53, 16, 34, 0.06);
}
.card h3 {
  margin: 0 0 8px;
  font-family: var(--serif);
  font-size: 20px;
  color: var(--plum);
}
.card p { margin: 0; color: rgba(28, 16, 20, 0.72); font-size: 14px; }
.metric {
  font-size: 28px; font-weight: 800; color: var(--teal); margin-bottom: 4px;
}

.panel {
  background: rgba(255, 252, 247, 0.94);
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 28px;
  margin: 0 0 24px;
  box-shadow: 0 12px 28px rgba(53, 16, 34, 0.07);
}
.panel h2 {
  margin: 0 0 8px;
  font-family: var(--serif);
  font-size: 28px;
  color: var(--plum);
}
.panel .lead { margin: 0 0 18px; color: rgba(28,16,20,0.7); }

.legal h2, .legal h3 {
  font-family: var(--serif);
  color: var(--plum);
}
.legal h2 { font-size: 26px; margin: 0 0 10px; }
.legal h3 { font-size: 18px; margin: 22px 0 8px; }
.legal p, .legal li { color: rgba(28,16,20,0.82); }
.legal ul { padding-left: 1.2em; }
.meta {
  display: flex; flex-wrap: wrap; gap: 10px 18px;
  font-size: 13px; color: rgba(28,16,20,0.58); margin-bottom: 18px;
}

.faq details {
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fffdf9;
  padding: 0 16px;
  margin: 0 0 10px;
}
.faq summary {
  cursor: pointer;
  list-style: none;
  padding: 16px 0;
  font-weight: 700;
  color: var(--plum);
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+";
  float: right;
  color: var(--teal);
  font-weight: 800;
}
.faq details[open] summary::after { content: "–"; }
.faq .answer {
  padding: 0 0 16px;
  color: rgba(28,16,20,0.78);
  font-size: 15px;
}

.footer {
  padding: 28px 0 40px;
  color: rgba(28,16,20,0.55);
  font-size: 13px;
  border-top: 1px solid var(--line);
  margin-top: 12px;
}
.footer-links { display: flex; flex-wrap: wrap; gap: 12px 18px; margin-bottom: 10px; }

@media (max-width: 860px) {
  .grid { grid-template-columns: 1fr; }
  .hero { padding: 28px 22px; }
  .panel { padding: 22px 18px; }
}